+29 420 Credit Score Meme References. Conventional mortgage lenders will most likely decline your mortgage loan application with a credit score of 420, as the minimum credit score is around 620. A popular meme category among internet users is 420 memes.

A 420 credit score is a bad credit score, unfortunately, as it’s a lot closer to the lowest score possible (300) than the highest credit score (850). The most commonly used credit score is the fico score which is calculated into these 5 categories: Conventional mortgage lenders will most likely decline your mortgage loan application with a credit score of 420, as the minimum credit score is around 620.